LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,885
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,033
−HK$1,165/mo
Today · 4.125%
HK$39,198
baseline
▲ 0.50% · 4.625%
HK$41,583
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,396/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,035
−HK$2,216/mo
▼ 0.25% · 3.875%
HK$42,135
−HK$1,116/mo
Today · 4.125%
HK$43,251
baseline
▲ 0.50% · 4.625%
HK$45,531
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,502/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,262
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,639
−HK$1,399/mo
Today · 4.125%
HK$47,038
baseline
▲ 0.50% · 4.625%
HK$49,900
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,076/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,241
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,562
−HK$1,340/mo
Today · 4.125%
HK$51,902
baseline
▲ 0.50% · 4.625%
HK$54,638
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,804/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,639
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,246
−HK$1,632/mo
Today · 4.125%
HK$54,878
baseline
▲ 0.50% · 4.625%
HK$58,217
+HK$3,339/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,756/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,448
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,989
−HK$1,563/mo
Today · 4.125%
HK$60,552
baseline
▲ 0.50% · 4.625%
HK$63,744
+HK$3,192/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,104/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,394
−HK$4,163/mo
▼ 0.25% · 3.875%
HK$68,459
−HK$2,098/mo
Today · 4.125%
HK$70,557
baseline
▲ 0.50% · 4.625%
HK$74,850
+HK$4,293/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,114/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,862
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,843
−HK$2,010/mo
Today · 4.125%
HK$77,853
baseline
▲ 0.50% · 4.625%
HK$81,956
+HK$4,103/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,706/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,598 · Scale 2, in force from 26 Feb 2026)