LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,886
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,033
−HK$1,166/mo
Today · 4.125%
HK$39,199
baseline
▲ 0.50% · 4.625%
HK$41,584
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,398/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,035
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,136
−HK$1,116/mo
Today · 4.125%
HK$43,252
baseline
▲ 0.50% · 4.625%
HK$45,532
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,504/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,263
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,640
−HK$1,399/mo
Today · 4.125%
HK$47,039
baseline
▲ 0.50% · 4.625%
HK$49,901
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,078/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,243
−HK$2,660/mo
▼ 0.25% · 3.875%
HK$50,563
−HK$1,340/mo
Today · 4.125%
HK$51,903
baseline
▲ 0.50% · 4.625%
HK$54,639
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,806/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,641
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,247
−HK$1,632/mo
Today · 4.125%
HK$54,879
baseline
▲ 0.50% · 4.625%
HK$58,218
+HK$3,339/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,758/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,450
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,990
−HK$1,563/mo
Today · 4.125%
HK$60,553
baseline
▲ 0.50% · 4.625%
HK$63,745
+HK$3,192/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,106/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,395
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,460
−HK$2,099/mo
Today · 4.125%
HK$70,559
baseline
▲ 0.50% · 4.625%
HK$74,852
+HK$4,293/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,118/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,864
−HK$3,990/mo
▼ 0.25% · 3.875%
HK$75,845
−HK$2,009/mo
Today · 4.125%
HK$77,854
baseline
▲ 0.50% · 4.625%
HK$81,958
+HK$4,104/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,708/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,612 · Scale 2, in force from 26 Feb 2026)