LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,887
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,034
−HK$1,166/mo
Today · 4.125%
HK$39,200
baseline
▲ 0.50% · 4.625%
HK$41,585
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,400/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,036
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,137
−HK$1,116/mo
Today · 4.125%
HK$43,253
baseline
▲ 0.50% · 4.625%
HK$45,533
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,506/mo (50% DSR)
Upfront cash ≈ HK$8.69M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,264
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,641
−HK$1,399/mo
Today · 4.125%
HK$47,040
baseline
▲ 0.50% · 4.625%
HK$49,902
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,080/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,243
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,564
−HK$1,340/mo
Today · 4.125%
HK$51,904
baseline
▲ 0.50% · 4.625%
HK$54,640
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,808/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,641
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,248
−HK$1,632/mo
Today · 4.125%
HK$54,880
baseline
▲ 0.50% · 4.625%
HK$58,219
+HK$3,339/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,760/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,451
−HK$3,103/mo
▼ 0.25% · 3.875%
HK$58,991
−HK$1,563/mo
Today · 4.125%
HK$60,554
baseline
▲ 0.50% · 4.625%
HK$63,746
+HK$3,192/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,108/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,396
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,461
−HK$2,099/mo
Today · 4.125%
HK$70,560
baseline
▲ 0.50% · 4.625%
HK$74,853
+HK$4,293/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,120/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,865
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,846
−HK$2,010/mo
Today · 4.125%
HK$77,856
baseline
▲ 0.50% · 4.625%
HK$81,960
+HK$4,104/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,712/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,621 · Scale 2, in force from 26 Feb 2026)