LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,890
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,038
−HK$1,166/mo
Today · 4.125%
HK$39,204
baseline
▲ 0.50% · 4.625%
HK$41,589
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,408/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,040
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,141
−HK$1,116/mo
Today · 4.125%
HK$43,257
baseline
▲ 0.50% · 4.625%
HK$45,538
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,514/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,268
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,645
−HK$1,400/mo
Today · 4.125%
HK$47,045
baseline
▲ 0.50% · 4.625%
HK$49,907
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,090/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,248
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,569
−HK$1,340/mo
Today · 4.125%
HK$51,909
baseline
▲ 0.50% · 4.625%
HK$54,645
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,818/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,647
−HK$3,238/mo
▼ 0.25% · 3.875%
HK$53,253
−HK$1,632/mo
Today · 4.125%
HK$54,885
baseline
▲ 0.50% · 4.625%
HK$58,225
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,770/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,456
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$58,997
−HK$1,563/mo
Today · 4.125%
HK$60,560
baseline
▲ 0.50% · 4.625%
HK$63,753
+HK$3,193/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,120/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,403
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,468
−HK$2,099/mo
Today · 4.125%
HK$70,567
baseline
▲ 0.50% · 4.625%
HK$74,861
+HK$4,294/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,134/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,872
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,854
−HK$2,009/mo
Today · 4.125%
HK$77,863
baseline
▲ 0.50% · 4.625%
HK$81,968
+HK$4,105/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,726/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,682 · Scale 2, in force from 26 Feb 2026)