LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,891
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,039
−HK$1,165/mo
Today · 4.125%
HK$39,204
baseline
▲ 0.50% · 4.625%
HK$41,590
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,408/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,041
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,142
−HK$1,116/mo
Today · 4.125%
HK$43,258
baseline
▲ 0.50% · 4.625%
HK$45,538
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,516/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,269
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,646
−HK$1,399/mo
Today · 4.125%
HK$47,045
baseline
▲ 0.50% · 4.625%
HK$49,908
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,090/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,249
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,570
−HK$1,340/mo
Today · 4.125%
HK$51,910
baseline
▲ 0.50% · 4.625%
HK$54,646
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,820/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,647
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,254
−HK$1,632/mo
Today · 4.125%
HK$54,886
baseline
▲ 0.50% · 4.625%
HK$58,226
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$109,772/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,457
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$58,998
−HK$1,564/mo
Today · 4.125%
HK$60,562
baseline
▲ 0.50% · 4.625%
HK$63,754
+HK$3,192/mo
Deposit HK$4.85M · loan HK$11.32M · min. income ≈ HK$121,124/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,404
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,469
−HK$2,099/mo
Today · 4.125%
HK$70,568
baseline
▲ 0.50% · 4.625%
HK$74,862
+HK$4,294/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,136/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,874
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,855
−HK$2,010/mo
Today · 4.125%
HK$77,865
baseline
▲ 0.50% · 4.625%
HK$81,969
+HK$4,104/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,730/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,693 · Scale 2, in force from 26 Feb 2026)