LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,892
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,040
−HK$1,166/mo
Today · 4.125%
HK$39,206
baseline
▲ 0.50% · 4.625%
HK$41,591
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,412/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,042
−HK$2,217/mo
▼ 0.25% · 3.875%
HK$42,143
−HK$1,116/mo
Today · 4.125%
HK$43,259
baseline
▲ 0.50% · 4.625%
HK$45,540
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,518/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,270
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,648
−HK$1,399/mo
Today · 4.125%
HK$47,047
baseline
▲ 0.50% · 4.625%
HK$49,909
+HK$2,862/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,094/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,250
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,571
−HK$1,340/mo
Today · 4.125%
HK$51,911
baseline
▲ 0.50% · 4.625%
HK$54,648
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,822/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,255
−HK$1,633/mo
Today · 4.125%
HK$54,888
baseline
▲ 0.50% · 4.625%
HK$58,228
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$109,776/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,459
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,000
−HK$1,563/mo
Today · 4.125%
HK$60,563
baseline
▲ 0.50% · 4.625%
HK$63,756
+HK$3,193/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$121,126/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,406
−HK$4,164/mo
▼ 0.25% · 3.875%
HK$68,471
−HK$2,099/mo
Today · 4.125%
HK$70,570
baseline
▲ 0.50% · 4.625%
HK$74,864
+HK$4,294/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,140/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,876
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,857
−HK$2,010/mo
Today · 4.125%
HK$77,867
baseline
▲ 0.50% · 4.625%
HK$81,971
+HK$4,104/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,734/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,710 · Scale 2, in force from 26 Feb 2026)