LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,894
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,042
−HK$1,166/mo
Today · 4.125%
HK$39,208
baseline
▲ 0.50% · 4.625%
HK$41,593
+HK$2,385/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,416/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,044
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,145
−HK$1,117/mo
Today · 4.125%
HK$43,262
baseline
▲ 0.50% · 4.625%
HK$45,542
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,524/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,273
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,650
−HK$1,399/mo
Today · 4.125%
HK$47,049
baseline
▲ 0.50% · 4.625%
HK$49,912
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,098/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,253
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,574
−HK$1,340/mo
Today · 4.125%
HK$51,914
baseline
▲ 0.50% · 4.625%
HK$54,651
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,828/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,652
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,258
−HK$1,633/mo
Today · 4.125%
HK$54,891
baseline
▲ 0.50% · 4.625%
HK$58,231
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$109,782/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,462
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,003
−HK$1,563/mo
Today · 4.125%
HK$60,566
baseline
▲ 0.50% · 4.625%
HK$63,759
+HK$3,193/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$121,132/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,409
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$68,475
−HK$2,099/mo
Today · 4.125%
HK$70,574
baseline
▲ 0.50% · 4.625%
HK$74,868
+HK$4,294/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,148/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,880
−HK$3,991/mo
▼ 0.25% · 3.875%
HK$75,861
−HK$2,010/mo
Today · 4.125%
HK$77,871
baseline
▲ 0.50% · 4.625%
HK$81,976
+HK$4,105/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,742/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,743 · Scale 2, in force from 26 Feb 2026)