LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,896
−HK$2,313/mo
▼ 0.25% · 3.875%
HK$38,043
−HK$1,166/mo
Today · 4.125%
HK$39,209
baseline
▲ 0.50% · 4.625%
HK$41,595
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,418/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,046
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,147
−HK$1,117/mo
Today · 4.125%
HK$43,264
baseline
▲ 0.50% · 4.625%
HK$45,544
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,528/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,275
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$45,652
−HK$1,399/mo
Today · 4.125%
HK$47,051
baseline
▲ 0.50% · 4.625%
HK$49,914
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,102/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,255
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,576
−HK$1,340/mo
Today · 4.125%
HK$51,916
baseline
▲ 0.50% · 4.625%
HK$54,653
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,832/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,654
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,261
−HK$1,632/mo
Today · 4.125%
HK$54,893
baseline
▲ 0.50% · 4.625%
HK$58,233
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$109,786/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,465
−HK$3,104/mo
▼ 0.25% · 3.875%
HK$59,006
−HK$1,563/mo
Today · 4.125%
HK$60,569
baseline
▲ 0.50% · 4.625%
HK$63,762
+HK$3,193/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$121,138/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,412
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$68,478
−HK$2,099/mo
Today · 4.125%
HK$70,577
baseline
▲ 0.50% · 4.625%
HK$74,871
+HK$4,294/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,154/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,883
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,864
−HK$2,011/mo
Today · 4.125%
HK$77,875
baseline
▲ 0.50% · 4.625%
HK$81,979
+HK$4,104/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,750/mo (50% DSR)
Upfront cash ≈ HK$2.22M (deposit + AVD stamp duty HK$606,769 · Scale 2, in force from 26 Feb 2026)