LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,899
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,046
−HK$1,167/mo
Today · 4.125%
HK$39,213
baseline
▲ 0.50% · 4.625%
HK$41,599
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,426/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,049
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,150
−HK$1,117/mo
Today · 4.125%
HK$43,267
baseline
▲ 0.50% · 4.625%
HK$45,548
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,534/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,278
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,656
−HK$1,399/mo
Today · 4.125%
HK$47,055
baseline
▲ 0.50% · 4.625%
HK$49,918
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,110/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,259
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,580
−HK$1,341/mo
Today · 4.125%
HK$51,921
baseline
▲ 0.50% · 4.625%
HK$54,657
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,842/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,658
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,265
−HK$1,633/mo
Today · 4.125%
HK$54,898
baseline
▲ 0.50% · 4.625%
HK$58,238
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$109,796/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,469
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,011
−HK$1,563/mo
Today · 4.125%
HK$60,574
baseline
▲ 0.50% · 4.625%
HK$63,767
+HK$3,193/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$121,148/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,418
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$68,484
−HK$2,099/mo
Today · 4.125%
HK$70,583
baseline
▲ 0.50% · 4.625%
HK$74,877
+HK$4,294/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,166/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,889
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,871
−HK$2,010/mo
Today · 4.125%
HK$77,881
baseline
▲ 0.50% · 4.625%
HK$81,986
+HK$4,105/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,762/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,819 · Scale 2, in force from 26 Feb 2026)