LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,900
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,048
−HK$1,166/mo
Today · 4.125%
HK$39,214
baseline
▲ 0.50% · 4.625%
HK$41,600
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,428/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,051
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,152
−HK$1,117/mo
Today · 4.125%
HK$43,269
baseline
▲ 0.50% · 4.625%
HK$45,549
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,538/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,280
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,657
−HK$1,400/mo
Today · 4.125%
HK$47,057
baseline
▲ 0.50% · 4.625%
HK$49,920
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,114/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,261
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,582
−HK$1,340/mo
Today · 4.125%
HK$51,922
baseline
▲ 0.50% · 4.625%
HK$54,659
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,844/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,660
−HK$3,239/mo
▼ 0.25% · 3.875%
HK$53,267
−HK$1,632/mo
Today · 4.125%
HK$54,899
baseline
▲ 0.50% · 4.625%
HK$58,240
+HK$3,341/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$109,798/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,471
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,012
−HK$1,564/mo
Today · 4.125%
HK$60,576
baseline
▲ 0.50% · 4.625%
HK$63,769
+HK$3,193/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$121,152/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,420
−HK$4,165/mo
▼ 0.25% · 3.875%
HK$68,486
−HK$2,099/mo
Today · 4.125%
HK$70,585
baseline
▲ 0.50% · 4.625%
HK$74,880
+HK$4,295/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,170/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,891
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,873
−HK$2,010/mo
Today · 4.125%
HK$77,883
baseline
▲ 0.50% · 4.625%
HK$81,989
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,766/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,837 · Scale 2, in force from 26 Feb 2026)