LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,901
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,049
−HK$1,166/mo
Today · 4.125%
HK$39,215
baseline
▲ 0.50% · 4.625%
HK$41,601
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,430/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,052
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,153
−HK$1,117/mo
Today · 4.125%
HK$43,270
baseline
▲ 0.50% · 4.625%
HK$45,550
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,540/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,281
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,658
−HK$1,400/mo
Today · 4.125%
HK$47,058
baseline
▲ 0.50% · 4.625%
HK$49,921
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,116/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,262
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,583
−HK$1,341/mo
Today · 4.125%
HK$51,924
baseline
▲ 0.50% · 4.625%
HK$54,660
+HK$2,736/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,848/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,661
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,268
−HK$1,633/mo
Today · 4.125%
HK$54,901
baseline
▲ 0.50% · 4.625%
HK$58,241
+HK$3,340/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$109,802/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,472
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,014
−HK$1,563/mo
Today · 4.125%
HK$60,577
baseline
▲ 0.50% · 4.625%
HK$63,771
+HK$3,194/mo
Deposit HK$4.85M · loan HK$11.33M · min. income ≈ HK$121,154/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,421
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,487
−HK$2,100/mo
Today · 4.125%
HK$70,587
baseline
▲ 0.50% · 4.625%
HK$74,882
+HK$4,295/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$141,174/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,893
−HK$3,992/mo
▼ 0.25% · 3.875%
HK$75,875
−HK$2,010/mo
Today · 4.125%
HK$77,885
baseline
▲ 0.50% · 4.625%
HK$81,991
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.56M · min. income ≈ HK$155,770/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,852 · Scale 2, in force from 26 Feb 2026)