LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,902
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,050
−HK$1,167/mo
Today · 4.125%
HK$39,217
baseline
▲ 0.50% · 4.625%
HK$41,603
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,434/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,054
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,155
−HK$1,117/mo
Today · 4.125%
HK$43,272
baseline
▲ 0.50% · 4.625%
HK$45,552
+HK$2,280/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,544/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,283
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,660
−HK$1,400/mo
Today · 4.125%
HK$47,060
baseline
▲ 0.50% · 4.625%
HK$49,923
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,120/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,264
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,586
−HK$1,340/mo
Today · 4.125%
HK$51,926
baseline
▲ 0.50% · 4.625%
HK$54,663
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,852/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,663
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,270
−HK$1,633/mo
Today · 4.125%
HK$54,903
baseline
▲ 0.50% · 4.625%
HK$58,244
+HK$3,341/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,806/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,475
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,016
−HK$1,564/mo
Today · 4.125%
HK$60,580
baseline
▲ 0.50% · 4.625%
HK$63,773
+HK$3,193/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,160/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,424
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,491
−HK$2,099/mo
Today · 4.125%
HK$70,590
baseline
▲ 0.50% · 4.625%
HK$74,885
+HK$4,295/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,180/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,896
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,878
−HK$2,011/mo
Today · 4.125%
HK$77,889
baseline
▲ 0.50% · 4.625%
HK$81,994
+HK$4,105/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,778/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,880 · Scale 2, in force from 26 Feb 2026)