LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,905
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,053
−HK$1,167/mo
Today · 4.125%
HK$39,220
baseline
▲ 0.50% · 4.625%
HK$41,606
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,440/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,057
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,158
−HK$1,117/mo
Today · 4.125%
HK$43,275
baseline
▲ 0.50% · 4.625%
HK$45,556
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,550/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,287
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,664
−HK$1,400/mo
Today · 4.125%
HK$47,064
baseline
▲ 0.50% · 4.625%
HK$49,927
+HK$2,863/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,128/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,268
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,590
−HK$1,340/mo
Today · 4.125%
HK$51,930
baseline
▲ 0.50% · 4.625%
HK$54,667
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,860/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,668
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,275
−HK$1,633/mo
Today · 4.125%
HK$54,908
baseline
▲ 0.50% · 4.625%
HK$58,249
+HK$3,341/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,816/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,480
−HK$3,105/mo
▼ 0.25% · 3.875%
HK$59,021
−HK$1,564/mo
Today · 4.125%
HK$60,585
baseline
▲ 0.50% · 4.625%
HK$63,779
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,170/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,430
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,496
−HK$2,100/mo
Today · 4.125%
HK$70,596
baseline
▲ 0.50% · 4.625%
HK$74,891
+HK$4,295/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,192/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,902
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,885
−HK$2,010/mo
Today · 4.125%
HK$77,895
baseline
▲ 0.50% · 4.625%
HK$82,001
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,790/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,930 · Scale 2, in force from 26 Feb 2026)