LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,906
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,054
−HK$1,167/mo
Today · 4.125%
HK$39,221
baseline
▲ 0.50% · 4.625%
HK$41,607
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,442/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,058
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,159
−HK$1,117/mo
Today · 4.125%
HK$43,276
baseline
▲ 0.50% · 4.625%
HK$45,557
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,552/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,288
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,665
−HK$1,400/mo
Today · 4.125%
HK$47,065
baseline
▲ 0.50% · 4.625%
HK$49,929
+HK$2,864/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,130/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,270
−HK$2,661/mo
▼ 0.25% · 3.875%
HK$50,591
−HK$1,340/mo
Today · 4.125%
HK$51,931
baseline
▲ 0.50% · 4.625%
HK$54,669
+HK$2,738/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,862/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,669
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,276
−HK$1,633/mo
Today · 4.125%
HK$54,909
baseline
▲ 0.50% · 4.625%
HK$58,250
+HK$3,341/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,818/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,481
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,023
−HK$1,564/mo
Today · 4.125%
HK$60,587
baseline
▲ 0.50% · 4.625%
HK$63,780
+HK$3,193/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,174/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,431
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,498
−HK$2,099/mo
Today · 4.125%
HK$70,597
baseline
▲ 0.50% · 4.625%
HK$74,893
+HK$4,296/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,194/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,904
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,886
−HK$2,011/mo
Today · 4.125%
HK$77,897
baseline
▲ 0.50% · 4.625%
HK$82,003
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,794/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,945 · Scale 2, in force from 26 Feb 2026)