LTV · monthly repayment
▼ 0.50% · 3.625%
HK$369,082
−HK$23,145/mo
▼ 0.25% · 3.875%
HK$380,563
−HK$11,664/mo
Today · 4.125%
HK$392,227
baseline
▲ 0.50% · 4.625%
HK$416,093
+HK$23,866/mo
Deposit HK$80.93M · loan HK$80.93M · min. income ≈ HK$784,454/mo (50% DSR)
Upfront cash ≈ HK$91.45M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$410,600
−HK$22,184/mo
▼ 0.25% · 3.875%
HK$421,612
−HK$11,172/mo
Today · 4.125%
HK$432,784
baseline
▲ 0.50% · 4.625%
HK$455,596
+HK$22,812/mo
Deposit HK$80.93M · loan HK$80.93M · min. income ≈ HK$865,568/mo (50% DSR)
Upfront cash ≈ HK$91.45M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$442,899
−HK$27,773/mo
▼ 0.25% · 3.875%
HK$456,675
−HK$13,997/mo
Today · 4.125%
HK$470,672
baseline
▲ 0.50% · 4.625%
HK$499,312
+HK$28,640/mo
Deposit HK$64.74M · loan HK$97.12M · min. income ≈ HK$941,344/mo (50% DSR)
Upfront cash ≈ HK$75.26M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$492,720
−HK$26,620/mo
▼ 0.25% · 3.875%
HK$505,935
−HK$13,405/mo
Today · 4.125%
HK$519,340
baseline
▲ 0.50% · 4.625%
HK$546,716
+HK$27,376/mo
Deposit HK$64.74M · loan HK$97.12M · min. income ≈ HK$1,038,680/mo (50% DSR)
Upfront cash ≈ HK$75.26M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$516,715
−HK$32,403/mo
▼ 0.25% · 3.875%
HK$532,788
−HK$16,330/mo
Today · 4.125%
HK$549,118
baseline
▲ 0.50% · 4.625%
HK$582,530
+HK$33,412/mo
Deposit HK$48.56M · loan HK$113.30M · min. income ≈ HK$1,098,236/mo (50% DSR)
Upfront cash ≈ HK$59.08M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$574,840
−HK$31,057/mo
▼ 0.25% · 3.875%
HK$590,257
−HK$15,640/mo
Today · 4.125%
HK$605,897
baseline
▲ 0.50% · 4.625%
HK$637,835
+HK$31,938/mo
Deposit HK$48.56M · loan HK$113.30M · min. income ≈ HK$1,211,794/mo (50% DSR)
Upfront cash ≈ HK$59.08M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$664,348
−HK$41,660/mo
▼ 0.25% · 3.875%
HK$685,013
−HK$20,995/mo
Today · 4.125%
HK$706,008
baseline
▲ 0.50% · 4.625%
HK$748,967
+HK$42,959/mo
Deposit HK$16.19M · loan HK$145.67M · min. income ≈ HK$1,412,016/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$739,080
−HK$39,931/mo
▼ 0.25% · 3.875%
HK$758,902
−HK$20,109/mo
Today · 4.125%
HK$779,011
baseline
▲ 0.50% · 4.625%
HK$820,073
+HK$41,062/mo
Deposit HK$16.19M · loan HK$145.67M · min. income ≈ HK$1,558,022/mo (50% DSR)
Upfront cash ≈ HK$26.71M (deposit + AVD stamp duty HK$10,520,897 · Scale 2, in force from 26 Feb 2026)