LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,908
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,056
−HK$1,167/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,609
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,060
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,161
−HK$1,117/mo
Today · 4.125%
HK$43,278
baseline
▲ 0.50% · 4.625%
HK$45,560
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,556/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,290
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,668
−HK$1,399/mo
Today · 4.125%
HK$47,067
baseline
▲ 0.50% · 4.625%
HK$49,931
+HK$2,864/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,134/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,272
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,593
−HK$1,341/mo
Today · 4.125%
HK$51,934
baseline
▲ 0.50% · 4.625%
HK$54,672
+HK$2,738/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,868/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,672
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,279
−HK$1,633/mo
Today · 4.125%
HK$54,912
baseline
▲ 0.50% · 4.625%
HK$58,253
+HK$3,341/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,824/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,484
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,026
−HK$1,564/mo
Today · 4.125%
HK$60,590
baseline
▲ 0.50% · 4.625%
HK$63,784
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,180/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,435
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,501
−HK$2,100/mo
Today · 4.125%
HK$70,601
baseline
▲ 0.50% · 4.625%
HK$74,897
+HK$4,296/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,202/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,908
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,890
−HK$2,011/mo
Today · 4.125%
HK$77,901
baseline
▲ 0.50% · 4.625%
HK$82,007
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,802/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,975 · Scale 2, in force from 26 Feb 2026)