LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,909
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,057
−HK$1,166/mo
Today · 4.125%
HK$39,223
baseline
▲ 0.50% · 4.625%
HK$41,610
+HK$2,387/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,446/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,061
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,162
−HK$1,117/mo
Today · 4.125%
HK$43,279
baseline
▲ 0.50% · 4.625%
HK$45,560
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,558/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,291
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,668
−HK$1,400/mo
Today · 4.125%
HK$47,068
baseline
▲ 0.50% · 4.625%
HK$49,932
+HK$2,864/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,136/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,273
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,594
−HK$1,341/mo
Today · 4.125%
HK$51,935
baseline
▲ 0.50% · 4.625%
HK$54,672
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,870/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,672
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,280
−HK$1,633/mo
Today · 4.125%
HK$54,913
baseline
▲ 0.50% · 4.625%
HK$58,254
+HK$3,341/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,826/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,485
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,027
−HK$1,564/mo
Today · 4.125%
HK$60,591
baseline
▲ 0.50% · 4.625%
HK$63,784
+HK$3,193/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,182/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,436
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,502
−HK$2,100/mo
Today · 4.125%
HK$70,602
baseline
▲ 0.50% · 4.625%
HK$74,898
+HK$4,296/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,204/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,909
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,891
−HK$2,011/mo
Today · 4.125%
HK$77,902
baseline
▲ 0.50% · 4.625%
HK$82,009
+HK$4,107/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,804/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$606,984 · Scale 2, in force from 26 Feb 2026)