LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,910
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,058
−HK$1,167/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,611
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,062
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,163
−HK$1,117/mo
Today · 4.125%
HK$43,280
baseline
▲ 0.50% · 4.625%
HK$45,562
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,560/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,292
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,400/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,934
+HK$2,864/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,274
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,596
−HK$1,341/mo
Today · 4.125%
HK$51,937
baseline
▲ 0.50% · 4.625%
HK$54,674
+HK$2,737/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,874/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,674
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,281
−HK$1,633/mo
Today · 4.125%
HK$54,914
baseline
▲ 0.50% · 4.625%
HK$58,256
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,828/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,487
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,029
−HK$1,564/mo
Today · 4.125%
HK$60,593
baseline
▲ 0.50% · 4.625%
HK$63,787
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,186/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,438
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,505
−HK$2,099/mo
Today · 4.125%
HK$70,604
baseline
▲ 0.50% · 4.625%
HK$74,900
+HK$4,296/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,208/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,912
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,894
−HK$2,011/mo
Today · 4.125%
HK$77,905
baseline
▲ 0.50% · 4.625%
HK$82,011
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,810/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,005 · Scale 2, in force from 26 Feb 2026)