LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,911
−HK$2,314/mo
▼ 0.25% · 3.875%
HK$38,059
−HK$1,166/mo
Today · 4.125%
HK$39,225
baseline
▲ 0.50% · 4.625%
HK$41,612
+HK$2,387/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,450/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,063
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,164
−HK$1,117/mo
Today · 4.125%
HK$43,281
baseline
▲ 0.50% · 4.625%
HK$45,563
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,562/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,293
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,670
−HK$1,400/mo
Today · 4.125%
HK$47,070
baseline
▲ 0.50% · 4.625%
HK$49,934
+HK$2,864/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,140/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,275
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,597
−HK$1,340/mo
Today · 4.125%
HK$51,937
baseline
▲ 0.50% · 4.625%
HK$54,675
+HK$2,738/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,874/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,675
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,282
−HK$1,633/mo
Today · 4.125%
HK$54,915
baseline
▲ 0.50% · 4.625%
HK$58,257
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,830/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,488
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,030
−HK$1,564/mo
Today · 4.125%
HK$60,594
baseline
▲ 0.50% · 4.625%
HK$63,788
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,188/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,439
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,506
−HK$2,099/mo
Today · 4.125%
HK$70,605
baseline
▲ 0.50% · 4.625%
HK$74,902
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,210/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,913
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,895
−HK$2,011/mo
Today · 4.125%
HK$77,906
baseline
▲ 0.50% · 4.625%
HK$82,013
+HK$4,107/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,812/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,014 · Scale 2, in force from 26 Feb 2026)