LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,911
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,060
−HK$1,166/mo
Today · 4.125%
HK$39,226
baseline
▲ 0.50% · 4.625%
HK$41,613
+HK$2,387/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,452/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,064
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,165
−HK$1,117/mo
Today · 4.125%
HK$43,282
baseline
▲ 0.50% · 4.625%
HK$45,564
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,564/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,294
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,671
−HK$1,400/mo
Today · 4.125%
HK$47,071
baseline
▲ 0.50% · 4.625%
HK$49,935
+HK$2,864/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$94,142/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,276
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,598
−HK$1,340/mo
Today · 4.125%
HK$51,938
baseline
▲ 0.50% · 4.625%
HK$54,676
+HK$2,738/mo
Deposit HK$6.47M · loan HK$9.71M · min. income ≈ HK$103,876/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,676
−HK$3,240/mo
▼ 0.25% · 3.875%
HK$53,283
−HK$1,633/mo
Today · 4.125%
HK$54,916
baseline
▲ 0.50% · 4.625%
HK$58,258
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,832/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,489
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,031
−HK$1,564/mo
Today · 4.125%
HK$60,595
baseline
▲ 0.50% · 4.625%
HK$63,789
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,190/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,440
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,507
−HK$2,100/mo
Today · 4.125%
HK$70,607
baseline
▲ 0.50% · 4.625%
HK$74,903
+HK$4,296/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,214/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,914
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,897
−HK$2,011/mo
Today · 4.125%
HK$77,908
baseline
▲ 0.50% · 4.625%
HK$82,014
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,816/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,027 · Scale 2, in force from 26 Feb 2026)