LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,912
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,060
−HK$1,167/mo
Today · 4.125%
HK$39,227
baseline
▲ 0.50% · 4.625%
HK$41,614
+HK$2,387/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,454/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,065
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$42,166
−HK$1,117/mo
Today · 4.125%
HK$43,283
baseline
▲ 0.50% · 4.625%
HK$45,565
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,566/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,295
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,673
−HK$1,399/mo
Today · 4.125%
HK$47,072
baseline
▲ 0.50% · 4.625%
HK$49,937
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$94,144/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,277
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,599
−HK$1,341/mo
Today · 4.125%
HK$51,940
baseline
▲ 0.50% · 4.625%
HK$54,678
+HK$2,738/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$103,880/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,677
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,285
−HK$1,633/mo
Today · 4.125%
HK$54,918
baseline
▲ 0.50% · 4.625%
HK$58,259
+HK$3,341/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,836/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,490
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,032
−HK$1,564/mo
Today · 4.125%
HK$60,596
baseline
▲ 0.50% · 4.625%
HK$63,791
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,192/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,442
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,509
−HK$2,100/mo
Today · 4.125%
HK$70,609
baseline
▲ 0.50% · 4.625%
HK$74,905
+HK$4,296/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,218/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,916
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,899
−HK$2,011/mo
Today · 4.125%
HK$77,910
baseline
▲ 0.50% · 4.625%
HK$82,016
+HK$4,106/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,820/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,042 · Scale 2, in force from 26 Feb 2026)