LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,913
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,061
−HK$1,167/mo
Today · 4.125%
HK$39,228
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,387/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,456/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,065
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,167
−HK$1,117/mo
Today · 4.125%
HK$43,284
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,568/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,296
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$45,674
−HK$1,399/mo
Today · 4.125%
HK$47,073
baseline
▲ 0.50% · 4.625%
HK$49,938
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$94,146/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,279
−HK$2,662/mo
▼ 0.25% · 3.875%
HK$50,600
−HK$1,341/mo
Today · 4.125%
HK$51,941
baseline
▲ 0.50% · 4.625%
HK$54,679
+HK$2,738/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$103,882/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,678
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,286
−HK$1,633/mo
Today · 4.125%
HK$54,919
baseline
▲ 0.50% · 4.625%
HK$58,261
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,838/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,492
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,034
−HK$1,564/mo
Today · 4.125%
HK$60,598
baseline
▲ 0.50% · 4.625%
HK$63,792
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,196/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,444
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,510
−HK$2,100/mo
Today · 4.125%
HK$70,610
baseline
▲ 0.50% · 4.625%
HK$74,907
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,220/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,918
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$75,900
−HK$2,011/mo
Today · 4.125%
HK$77,911
baseline
▲ 0.50% · 4.625%
HK$82,018
+HK$4,107/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,822/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,056 · Scale 2, in force from 26 Feb 2026)