LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,914
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,062
−HK$1,167/mo
Today · 4.125%
HK$39,229
baseline
▲ 0.50% · 4.625%
HK$41,615
+HK$2,386/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,458/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,066
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,168
−HK$1,117/mo
Today · 4.125%
HK$43,285
baseline
▲ 0.50% · 4.625%
HK$45,566
+HK$2,281/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,570/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,296
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,674
−HK$1,400/mo
Today · 4.125%
HK$47,074
baseline
▲ 0.50% · 4.625%
HK$49,939
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$94,148/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,279
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,601
−HK$1,341/mo
Today · 4.125%
HK$51,942
baseline
▲ 0.50% · 4.625%
HK$54,680
+HK$2,738/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$103,884/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,679
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,287
−HK$1,633/mo
Today · 4.125%
HK$54,920
baseline
▲ 0.50% · 4.625%
HK$58,262
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,840/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,493
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,035
−HK$1,564/mo
Today · 4.125%
HK$60,599
baseline
▲ 0.50% · 4.625%
HK$63,793
+HK$3,194/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,198/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,445
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,511
−HK$2,100/mo
Today · 4.125%
HK$70,611
baseline
▲ 0.50% · 4.625%
HK$74,908
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,222/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,919
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,902
−HK$2,011/mo
Today · 4.125%
HK$77,913
baseline
▲ 0.50% · 4.625%
HK$82,020
+HK$4,107/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,826/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,066 · Scale 2, in force from 26 Feb 2026)