LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,916
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,065
−HK$1,166/mo
Today · 4.125%
HK$39,231
baseline
▲ 0.50% · 4.625%
HK$41,619
+HK$2,388/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$78,462/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,069
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,171
−HK$1,117/mo
Today · 4.125%
HK$43,288
baseline
▲ 0.50% · 4.625%
HK$45,570
+HK$2,282/mo
Deposit HK$8.09M · loan HK$8.09M · min. income ≈ HK$86,576/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,300
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,678
−HK$1,400/mo
Today · 4.125%
HK$47,078
baseline
▲ 0.50% · 4.625%
HK$49,942
+HK$2,864/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$94,156/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,283
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,605
−HK$1,341/mo
Today · 4.125%
HK$51,946
baseline
▲ 0.50% · 4.625%
HK$54,684
+HK$2,738/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$103,892/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,683
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,291
−HK$1,633/mo
Today · 4.125%
HK$54,924
baseline
▲ 0.50% · 4.625%
HK$58,266
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,848/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,497
−HK$3,106/mo
▼ 0.25% · 3.875%
HK$59,039
−HK$1,564/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$63,798
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,450
−HK$4,166/mo
▼ 0.25% · 3.875%
HK$68,516
−HK$2,100/mo
Today · 4.125%
HK$70,616
baseline
▲ 0.50% · 4.625%
HK$74,913
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,232/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,924
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,907
−HK$2,011/mo
Today · 4.125%
HK$77,918
baseline
▲ 0.50% · 4.625%
HK$82,026
+HK$4,108/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,836/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,110 · Scale 2, in force from 26 Feb 2026)