LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,919
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,067
−HK$1,167/mo
Today · 4.125%
HK$39,234
baseline
▲ 0.50% · 4.625%
HK$41,621
+HK$2,387/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,468/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,072
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,173
−HK$1,118/mo
Today · 4.125%
HK$43,291
baseline
▲ 0.50% · 4.625%
HK$45,573
+HK$2,282/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,582/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,303
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,681
−HK$1,400/mo
Today · 4.125%
HK$47,081
baseline
▲ 0.50% · 4.625%
HK$49,945
+HK$2,864/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$94,162/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,286
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,608
−HK$1,341/mo
Today · 4.125%
HK$51,949
baseline
▲ 0.50% · 4.625%
HK$54,687
+HK$2,738/mo
Deposit HK$6.48M · loan HK$9.71M · min. income ≈ HK$103,898/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,686
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,294
−HK$1,633/mo
Today · 4.125%
HK$54,927
baseline
▲ 0.50% · 4.625%
HK$58,270
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,854/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,500
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,043
−HK$1,564/mo
Today · 4.125%
HK$60,607
baseline
▲ 0.50% · 4.625%
HK$63,802
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,214/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,454
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,521
−HK$2,100/mo
Today · 4.125%
HK$70,621
baseline
▲ 0.50% · 4.625%
HK$74,918
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,242/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,929
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,912
−HK$2,011/mo
Today · 4.125%
HK$77,923
baseline
▲ 0.50% · 4.625%
HK$82,031
+HK$4,108/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,846/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,149 · Scale 2, in force from 26 Feb 2026)