LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,921
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,070
−HK$1,166/mo
Today · 4.125%
HK$39,236
baseline
▲ 0.50% · 4.625%
HK$41,624
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,472/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,074
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,176
−HK$1,118/mo
Today · 4.125%
HK$43,294
baseline
▲ 0.50% · 4.625%
HK$45,576
+HK$2,282/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,588/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,305
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,684
−HK$1,400/mo
Today · 4.125%
HK$47,084
baseline
▲ 0.50% · 4.625%
HK$49,949
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,168/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,289
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,611
−HK$1,341/mo
Today · 4.125%
HK$51,952
baseline
▲ 0.50% · 4.625%
HK$54,691
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,904/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,690
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,297
−HK$1,634/mo
Today · 4.125%
HK$54,931
baseline
▲ 0.50% · 4.625%
HK$58,273
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,862/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,504
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,046
−HK$1,565/mo
Today · 4.125%
HK$60,611
baseline
▲ 0.50% · 4.625%
HK$63,806
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,222/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,458
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,525
−HK$2,101/mo
Today · 4.125%
HK$70,626
baseline
▲ 0.50% · 4.625%
HK$74,923
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,252/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,934
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,917
−HK$2,011/mo
Today · 4.125%
HK$77,928
baseline
▲ 0.50% · 4.625%
HK$82,036
+HK$4,108/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,856/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,188 · Scale 2, in force from 26 Feb 2026)