LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,922
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,071
−HK$1,167/mo
Today · 4.125%
HK$39,238
baseline
▲ 0.50% · 4.625%
HK$41,625
+HK$2,387/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,476/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,076
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,177
−HK$1,118/mo
Today · 4.125%
HK$43,295
baseline
▲ 0.50% · 4.625%
HK$45,577
+HK$2,282/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,307
−HK$2,778/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,400/mo
Today · 4.125%
HK$47,085
baseline
▲ 0.50% · 4.625%
HK$49,950
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,170/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,291
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,341/mo
Today · 4.125%
HK$51,954
baseline
▲ 0.50% · 4.625%
HK$54,692
+HK$2,738/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,908/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,691
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,299
−HK$1,634/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$58,275
+HK$3,342/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,506
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,048
−HK$1,565/mo
Today · 4.125%
HK$60,613
baseline
▲ 0.50% · 4.625%
HK$63,808
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,226/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,460
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,527
−HK$2,101/mo
Today · 4.125%
HK$70,628
baseline
▲ 0.50% · 4.625%
HK$74,925
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,256/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,936
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,919
−HK$2,012/mo
Today · 4.125%
HK$77,931
baseline
▲ 0.50% · 4.625%
HK$82,039
+HK$4,108/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,862/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,207 · Scale 2, in force from 26 Feb 2026)