LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,923
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,071
−HK$1,167/mo
Today · 4.125%
HK$39,238
baseline
▲ 0.50% · 4.625%
HK$41,626
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,476/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,076
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,178
−HK$1,117/mo
Today · 4.125%
HK$43,295
baseline
▲ 0.50% · 4.625%
HK$45,578
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,590/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,307
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,685
−HK$1,401/mo
Today · 4.125%
HK$47,086
baseline
▲ 0.50% · 4.625%
HK$49,951
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,172/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,291
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,613
−HK$1,341/mo
Today · 4.125%
HK$51,954
baseline
▲ 0.50% · 4.625%
HK$54,693
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,908/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,692
−HK$3,241/mo
▼ 0.25% · 3.875%
HK$53,300
−HK$1,633/mo
Today · 4.125%
HK$54,933
baseline
▲ 0.50% · 4.625%
HK$58,276
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$109,866/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,507
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,049
−HK$1,565/mo
Today · 4.125%
HK$60,614
baseline
▲ 0.50% · 4.625%
HK$63,809
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.33M · min. income ≈ HK$121,228/mo (50% DSR)
Upfront cash ≈ HK$5.46M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,461
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,528
−HK$2,101/mo
Today · 4.125%
HK$70,629
baseline
▲ 0.50% · 4.625%
HK$74,926
+HK$4,297/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,258/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,937
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,920
−HK$2,012/mo
Today · 4.125%
HK$77,932
baseline
▲ 0.50% · 4.625%
HK$82,040
+HK$4,108/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,864/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,214 · Scale 2, in force from 26 Feb 2026)