LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,925
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,074
−HK$1,167/mo
Today · 4.125%
HK$39,241
baseline
▲ 0.50% · 4.625%
HK$41,628
+HK$2,387/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,482/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,079
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,181
−HK$1,117/mo
Today · 4.125%
HK$43,298
baseline
▲ 0.50% · 4.625%
HK$45,581
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,596/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,310
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,688
−HK$1,401/mo
Today · 4.125%
HK$47,089
baseline
▲ 0.50% · 4.625%
HK$49,954
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,178/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,295
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,617
−HK$1,341/mo
Today · 4.125%
HK$51,958
baseline
▲ 0.50% · 4.625%
HK$54,697
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,916/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,695
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,303
−HK$1,634/mo
Today · 4.125%
HK$54,937
baseline
▲ 0.50% · 4.625%
HK$58,280
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,874/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,510
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,053
−HK$1,565/mo
Today · 4.125%
HK$60,618
baseline
▲ 0.50% · 4.625%
HK$63,813
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,236/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,465
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,533
−HK$2,100/mo
Today · 4.125%
HK$70,633
baseline
▲ 0.50% · 4.625%
HK$74,931
+HK$4,298/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,266/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,942
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,925
−HK$2,012/mo
Today · 4.125%
HK$77,937
baseline
▲ 0.50% · 4.625%
HK$82,045
+HK$4,108/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,874/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,254 · Scale 2, in force from 26 Feb 2026)