LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,926
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,075
−HK$1,167/mo
Today · 4.125%
HK$39,242
baseline
▲ 0.50% · 4.625%
HK$41,629
+HK$2,387/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,484/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,080
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,181
−HK$1,118/mo
Today · 4.125%
HK$43,299
baseline
▲ 0.50% · 4.625%
HK$45,582
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,598/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,311
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,689
−HK$1,401/mo
Today · 4.125%
HK$47,090
baseline
▲ 0.50% · 4.625%
HK$49,955
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,180/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,296
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,618
−HK$1,341/mo
Today · 4.125%
HK$51,959
baseline
▲ 0.50% · 4.625%
HK$54,698
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,918/mo (50% DSR)
Upfront cash ≈ HK$7.08M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,696
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,304
−HK$1,634/mo
Today · 4.125%
HK$54,938
baseline
▲ 0.50% · 4.625%
HK$58,281
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,876/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,512
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,054
−HK$1,565/mo
Today · 4.125%
HK$60,619
baseline
▲ 0.50% · 4.625%
HK$63,814
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,238/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,467
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,534
−HK$2,101/mo
Today · 4.125%
HK$70,635
baseline
▲ 0.50% · 4.625%
HK$74,933
+HK$4,298/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$141,270/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,944
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,927
−HK$2,011/mo
Today · 4.125%
HK$77,938
baseline
▲ 0.50% · 4.625%
HK$82,047
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.57M · min. income ≈ HK$155,876/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,267 · Scale 2, in force from 26 Feb 2026)