LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,928
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,076
−HK$1,167/mo
Today · 4.125%
HK$39,243
baseline
▲ 0.50% · 4.625%
HK$41,631
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,486/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,082
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,184
−HK$1,117/mo
Today · 4.125%
HK$43,301
baseline
▲ 0.50% · 4.625%
HK$45,584
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,602/mo (50% DSR)
Upfront cash ≈ HK$8.70M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,313
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,692
−HK$1,400/mo
Today · 4.125%
HK$47,092
baseline
▲ 0.50% · 4.625%
HK$49,958
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,184/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,298
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,620
−HK$1,342/mo
Today · 4.125%
HK$51,962
baseline
▲ 0.50% · 4.625%
HK$54,701
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,924/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,699
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,307
−HK$1,634/mo
Today · 4.125%
HK$54,941
baseline
▲ 0.50% · 4.625%
HK$58,284
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,882/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,514
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,057
−HK$1,565/mo
Today · 4.125%
HK$60,622
baseline
▲ 0.50% · 4.625%
HK$63,817
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,244/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,470
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,538
−HK$2,100/mo
Today · 4.125%
HK$70,638
baseline
▲ 0.50% · 4.625%
HK$74,936
+HK$4,298/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,276/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,947
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,930
−HK$2,012/mo
Today · 4.125%
HK$77,942
baseline
▲ 0.50% · 4.625%
HK$82,051
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,884/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,297 · Scale 2, in force from 26 Feb 2026)