LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,931
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,079
−HK$1,167/mo
Today · 4.125%
HK$39,246
baseline
▲ 0.50% · 4.625%
HK$41,634
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,492/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,085
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,187
−HK$1,118/mo
Today · 4.125%
HK$43,305
baseline
▲ 0.50% · 4.625%
HK$45,587
+HK$2,282/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,610/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,317
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,695
−HK$1,401/mo
Today · 4.125%
HK$47,096
baseline
▲ 0.50% · 4.625%
HK$49,961
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,192/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,302
−HK$2,663/mo
▼ 0.25% · 3.875%
HK$50,624
−HK$1,341/mo
Today · 4.125%
HK$51,965
baseline
▲ 0.50% · 4.625%
HK$54,705
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,930/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,703
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,311
−HK$1,634/mo
Today · 4.125%
HK$54,945
baseline
▲ 0.50% · 4.625%
HK$58,288
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,890/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,519
−HK$3,107/mo
▼ 0.25% · 3.875%
HK$59,061
−HK$1,565/mo
Today · 4.125%
HK$60,626
baseline
▲ 0.50% · 4.625%
HK$63,822
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,252/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,475
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,543
−HK$2,101/mo
Today · 4.125%
HK$70,644
baseline
▲ 0.50% · 4.625%
HK$74,942
+HK$4,298/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,288/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,953
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,936
−HK$2,012/mo
Today · 4.125%
HK$77,948
baseline
▲ 0.50% · 4.625%
HK$82,057
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,896/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,343 · Scale 2, in force from 26 Feb 2026)