LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,931
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,080
−HK$1,167/mo
Today · 4.125%
HK$39,247
baseline
▲ 0.50% · 4.625%
HK$41,635
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,494/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,086
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,188
−HK$1,118/mo
Today · 4.125%
HK$43,306
baseline
▲ 0.50% · 4.625%
HK$45,588
+HK$2,282/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,612/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,318
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,696
−HK$1,401/mo
Today · 4.125%
HK$47,097
baseline
▲ 0.50% · 4.625%
HK$49,963
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,194/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,303
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,625
−HK$1,342/mo
Today · 4.125%
HK$51,967
baseline
▲ 0.50% · 4.625%
HK$54,706
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,934/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,704
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,312
−HK$1,634/mo
Today · 4.125%
HK$54,946
baseline
▲ 0.50% · 4.625%
HK$58,290
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,892/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,520
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,063
−HK$1,565/mo
Today · 4.125%
HK$60,628
baseline
▲ 0.50% · 4.625%
HK$63,824
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,256/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,477
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,544
−HK$2,101/mo
Today · 4.125%
HK$70,645
baseline
▲ 0.50% · 4.625%
HK$74,944
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,290/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,954
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,938
−HK$2,012/mo
Today · 4.125%
HK$77,950
baseline
▲ 0.50% · 4.625%
HK$82,059
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,900/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,357 · Scale 2, in force from 26 Feb 2026)