LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,932
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,081
−HK$1,167/mo
Today · 4.125%
HK$39,248
baseline
▲ 0.50% · 4.625%
HK$41,636
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,496/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,087
−HK$2,219/mo
▼ 0.25% · 3.875%
HK$42,188
−HK$1,118/mo
Today · 4.125%
HK$43,306
baseline
▲ 0.50% · 4.625%
HK$45,589
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,612/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,318
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,697
−HK$1,401/mo
Today · 4.125%
HK$47,098
baseline
▲ 0.50% · 4.625%
HK$49,963
+HK$2,865/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,196/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,626
−HK$1,342/mo
Today · 4.125%
HK$51,968
baseline
▲ 0.50% · 4.625%
HK$54,707
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,936/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,705
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,313
−HK$1,634/mo
Today · 4.125%
HK$54,947
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,894/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,521
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,064
−HK$1,565/mo
Today · 4.125%
HK$60,629
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,258/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,478
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,546
−HK$2,100/mo
Today · 4.125%
HK$70,646
baseline
▲ 0.50% · 4.625%
HK$74,945
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,292/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,956
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,939
−HK$2,012/mo
Today · 4.125%
HK$77,951
baseline
▲ 0.50% · 4.625%
HK$82,060
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,902/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,367 · Scale 2, in force from 26 Feb 2026)