LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,933
−HK$2,315/mo
▼ 0.25% · 3.875%
HK$38,081
−HK$1,167/mo
Today · 4.125%
HK$39,248
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,496/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,087
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,189
−HK$1,118/mo
Today · 4.125%
HK$43,307
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,614/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,319
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,698
−HK$1,400/mo
Today · 4.125%
HK$47,098
baseline
▲ 0.50% · 4.625%
HK$49,964
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,196/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,304
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,627
−HK$1,341/mo
Today · 4.125%
HK$51,968
baseline
▲ 0.50% · 4.625%
HK$54,708
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,936/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,706
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,314
−HK$1,634/mo
Today · 4.125%
HK$54,948
baseline
▲ 0.50% · 4.625%
HK$58,291
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,896/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,522
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,065
−HK$1,565/mo
Today · 4.125%
HK$60,630
baseline
▲ 0.50% · 4.625%
HK$63,825
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,260/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,479
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,546
−HK$2,101/mo
Today · 4.125%
HK$70,647
baseline
▲ 0.50% · 4.625%
HK$74,946
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,294/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,957
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,940
−HK$2,012/mo
Today · 4.125%
HK$77,952
baseline
▲ 0.50% · 4.625%
HK$82,061
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,904/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,375 · Scale 2, in force from 26 Feb 2026)