LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,933
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,082
−HK$1,167/mo
Today · 4.125%
HK$39,249
baseline
▲ 0.50% · 4.625%
HK$41,637
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,498/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,088
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,190
−HK$1,118/mo
Today · 4.125%
HK$43,308
baseline
▲ 0.50% · 4.625%
HK$45,590
+HK$2,282/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,616/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,320
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,698
−HK$1,401/mo
Today · 4.125%
HK$47,099
baseline
▲ 0.50% · 4.625%
HK$49,965
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,198/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,305
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,628
−HK$1,341/mo
Today · 4.125%
HK$51,969
baseline
▲ 0.50% · 4.625%
HK$54,708
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,938/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,706
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,315
−HK$1,634/mo
Today · 4.125%
HK$54,949
baseline
▲ 0.50% · 4.625%
HK$58,292
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,898/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,523
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,066
−HK$1,565/mo
Today · 4.125%
HK$60,631
baseline
▲ 0.50% · 4.625%
HK$63,826
+HK$3,195/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,262/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,480
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,547
−HK$2,101/mo
Today · 4.125%
HK$70,648
baseline
▲ 0.50% · 4.625%
HK$74,947
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,296/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,958
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,941
−HK$2,013/mo
Today · 4.125%
HK$77,954
baseline
▲ 0.50% · 4.625%
HK$82,063
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,908/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,385 · Scale 2, in force from 26 Feb 2026)