LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,935
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,084
−HK$1,167/mo
Today · 4.125%
HK$39,251
baseline
▲ 0.50% · 4.625%
HK$41,639
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,502/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,090
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,192
−HK$1,118/mo
Today · 4.125%
HK$43,310
baseline
▲ 0.50% · 4.625%
HK$45,593
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,620/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,322
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,701
−HK$1,400/mo
Today · 4.125%
HK$47,101
baseline
▲ 0.50% · 4.625%
HK$49,967
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,202/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,308
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,630
−HK$1,342/mo
Today · 4.125%
HK$51,972
baseline
▲ 0.50% · 4.625%
HK$54,711
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,944/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,709
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,317
−HK$1,634/mo
Today · 4.125%
HK$54,951
baseline
▲ 0.50% · 4.625%
HK$58,295
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,902/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,526
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,068
−HK$1,566/mo
Today · 4.125%
HK$60,634
baseline
▲ 0.50% · 4.625%
HK$63,830
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,268/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,483
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,551
−HK$2,101/mo
Today · 4.125%
HK$70,652
baseline
▲ 0.50% · 4.625%
HK$74,951
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,304/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,961
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,945
−HK$2,012/mo
Today · 4.125%
HK$77,957
baseline
▲ 0.50% · 4.625%
HK$82,067
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,914/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,414 · Scale 2, in force from 26 Feb 2026)