LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,936
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,085
−HK$1,167/mo
Today · 4.125%
HK$39,252
baseline
▲ 0.50% · 4.625%
HK$41,640
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,504/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,091
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,193
−HK$1,118/mo
Today · 4.125%
HK$43,311
baseline
▲ 0.50% · 4.625%
HK$45,594
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,622/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,323
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,702
−HK$1,400/mo
Today · 4.125%
HK$47,102
baseline
▲ 0.50% · 4.625%
HK$49,968
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,204/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,309
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,631
−HK$1,342/mo
Today · 4.125%
HK$51,973
baseline
▲ 0.50% · 4.625%
HK$54,712
+HK$2,739/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,946/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,710
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,318
−HK$1,635/mo
Today · 4.125%
HK$54,953
baseline
▲ 0.50% · 4.625%
HK$58,296
+HK$3,343/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,906/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,527
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,070
−HK$1,565/mo
Today · 4.125%
HK$60,635
baseline
▲ 0.50% · 4.625%
HK$63,831
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,270/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,484
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,552
−HK$2,101/mo
Today · 4.125%
HK$70,653
baseline
▲ 0.50% · 4.625%
HK$74,953
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,306/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,963
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,947
−HK$2,012/mo
Today · 4.125%
HK$77,959
baseline
▲ 0.50% · 4.625%
HK$82,068
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,918/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,427 · Scale 2, in force from 26 Feb 2026)