LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,937
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,086
−HK$1,167/mo
Today · 4.125%
HK$39,253
baseline
▲ 0.50% · 4.625%
HK$41,642
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,506/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,092
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,194
−HK$1,118/mo
Today · 4.125%
HK$43,312
baseline
▲ 0.50% · 4.625%
HK$45,595
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,624/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,324
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,703
−HK$1,401/mo
Today · 4.125%
HK$47,104
baseline
▲ 0.50% · 4.625%
HK$49,970
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,208/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,310
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,633
−HK$1,341/mo
Today · 4.125%
HK$51,974
baseline
▲ 0.50% · 4.625%
HK$54,714
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,948/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,712
−HK$3,242/mo
▼ 0.25% · 3.875%
HK$53,320
−HK$1,634/mo
Today · 4.125%
HK$54,954
baseline
▲ 0.50% · 4.625%
HK$58,298
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,908/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,529
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,071
−HK$1,566/mo
Today · 4.125%
HK$60,637
baseline
▲ 0.50% · 4.625%
HK$63,833
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,274/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,486
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,554
−HK$2,102/mo
Today · 4.125%
HK$70,656
baseline
▲ 0.50% · 4.625%
HK$74,955
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,312/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,965
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,949
−HK$2,012/mo
Today · 4.125%
HK$77,961
baseline
▲ 0.50% · 4.625%
HK$82,071
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,922/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,445 · Scale 2, in force from 26 Feb 2026)