LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,938
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,087
−HK$1,167/mo
Today · 4.125%
HK$39,254
baseline
▲ 0.50% · 4.625%
HK$41,643
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,508/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,093
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,195
−HK$1,118/mo
Today · 4.125%
HK$43,313
baseline
▲ 0.50% · 4.625%
HK$45,596
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,626/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,326
−HK$2,779/mo
▼ 0.25% · 3.875%
HK$45,704
−HK$1,401/mo
Today · 4.125%
HK$47,105
baseline
▲ 0.50% · 4.625%
HK$49,971
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,210/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,312
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,634
−HK$1,342/mo
Today · 4.125%
HK$51,976
baseline
▲ 0.50% · 4.625%
HK$54,716
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,952/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,713
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,322
−HK$1,634/mo
Today · 4.125%
HK$54,956
baseline
▲ 0.50% · 4.625%
HK$58,300
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,912/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,530
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,073
−HK$1,565/mo
Today · 4.125%
HK$60,638
baseline
▲ 0.50% · 4.625%
HK$63,835
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,276/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,488
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,556
−HK$2,102/mo
Today · 4.125%
HK$70,658
baseline
▲ 0.50% · 4.625%
HK$74,957
+HK$4,299/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,316/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,968
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,951
−HK$2,013/mo
Today · 4.125%
HK$77,964
baseline
▲ 0.50% · 4.625%
HK$82,073
+HK$4,109/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,928/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,464 · Scale 2, in force from 26 Feb 2026)