LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,940
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,089
−HK$1,168/mo
Today · 4.125%
HK$39,257
baseline
▲ 0.50% · 4.625%
HK$41,645
+HK$2,388/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,514/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,096
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,198
−HK$1,118/mo
Today · 4.125%
HK$43,316
baseline
▲ 0.50% · 4.625%
HK$45,599
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,632/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,328
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,707
−HK$1,401/mo
Today · 4.125%
HK$47,108
baseline
▲ 0.50% · 4.625%
HK$49,974
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,216/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,315
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,637
−HK$1,342/mo
Today · 4.125%
HK$51,979
baseline
▲ 0.50% · 4.625%
HK$54,719
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,958/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,716
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,325
−HK$1,634/mo
Today · 4.125%
HK$54,959
baseline
▲ 0.50% · 4.625%
HK$58,303
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,918/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,534
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,077
−HK$1,565/mo
Today · 4.125%
HK$60,642
baseline
▲ 0.50% · 4.625%
HK$63,839
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,284/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,492
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,561
−HK$2,101/mo
Today · 4.125%
HK$70,662
baseline
▲ 0.50% · 4.625%
HK$74,962
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,324/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,972
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,956
−HK$2,012/mo
Today · 4.125%
HK$77,968
baseline
▲ 0.50% · 4.625%
HK$82,078
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,936/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,500 · Scale 2, in force from 26 Feb 2026)