LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,941
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,090
−HK$1,167/mo
Today · 4.125%
HK$39,257
baseline
▲ 0.50% · 4.625%
HK$41,646
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,514/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,096
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,199
−HK$1,118/mo
Today · 4.125%
HK$43,317
baseline
▲ 0.50% · 4.625%
HK$45,600
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,634/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,329
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,708
−HK$1,401/mo
Today · 4.125%
HK$47,109
baseline
▲ 0.50% · 4.625%
HK$49,975
+HK$2,866/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,218/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,316
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,638
−HK$1,342/mo
Today · 4.125%
HK$51,980
baseline
▲ 0.50% · 4.625%
HK$54,720
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,960/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,717
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,326
−HK$1,634/mo
Today · 4.125%
HK$54,960
baseline
▲ 0.50% · 4.625%
HK$58,305
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,920/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,535
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,078
−HK$1,565/mo
Today · 4.125%
HK$60,643
baseline
▲ 0.50% · 4.625%
HK$63,840
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,286/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,494
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,562
−HK$2,101/mo
Today · 4.125%
HK$70,663
baseline
▲ 0.50% · 4.625%
HK$74,963
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,326/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,973
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,957
−HK$2,013/mo
Today · 4.125%
HK$77,970
baseline
▲ 0.50% · 4.625%
HK$82,080
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,940/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,512 · Scale 2, in force from 26 Feb 2026)