LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,943
−HK$2,316/mo
▼ 0.25% · 3.875%
HK$38,092
−HK$1,167/mo
Today · 4.125%
HK$39,259
baseline
▲ 0.50% · 4.625%
HK$41,648
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,518/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,098
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,201
−HK$1,118/mo
Today · 4.125%
HK$43,319
baseline
▲ 0.50% · 4.625%
HK$45,602
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,638/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,331
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,710
−HK$1,401/mo
Today · 4.125%
HK$47,111
baseline
▲ 0.50% · 4.625%
HK$49,978
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,222/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,318
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,641
−HK$1,341/mo
Today · 4.125%
HK$51,982
baseline
▲ 0.50% · 4.625%
HK$54,722
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,964/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,720
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,328
−HK$1,635/mo
Today · 4.125%
HK$54,963
baseline
▲ 0.50% · 4.625%
HK$58,307
+HK$3,344/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,926/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,538
−HK$3,108/mo
▼ 0.25% · 3.875%
HK$59,081
−HK$1,565/mo
Today · 4.125%
HK$60,646
baseline
▲ 0.50% · 4.625%
HK$63,843
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,292/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,497
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,565
−HK$2,102/mo
Today · 4.125%
HK$70,667
baseline
▲ 0.50% · 4.625%
HK$74,967
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,334/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,977
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,961
−HK$2,013/mo
Today · 4.125%
HK$77,974
baseline
▲ 0.50% · 4.625%
HK$82,084
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,948/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,541 · Scale 2, in force from 26 Feb 2026)