LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,944
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,093
−HK$1,168/mo
Today · 4.125%
HK$39,261
baseline
▲ 0.50% · 4.625%
HK$41,650
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,522/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,100
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,202
−HK$1,118/mo
Today · 4.125%
HK$43,320
baseline
▲ 0.50% · 4.625%
HK$45,604
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,640/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,333
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,712
−HK$1,401/mo
Today · 4.125%
HK$47,113
baseline
▲ 0.50% · 4.625%
HK$49,980
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,226/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,320
−HK$2,664/mo
▼ 0.25% · 3.875%
HK$50,643
−HK$1,341/mo
Today · 4.125%
HK$51,984
baseline
▲ 0.50% · 4.625%
HK$54,725
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,968/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,722
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,331
−HK$1,634/mo
Today · 4.125%
HK$54,965
baseline
▲ 0.50% · 4.625%
HK$58,310
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,930/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,540
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,083
−HK$1,566/mo
Today · 4.125%
HK$60,649
baseline
▲ 0.50% · 4.625%
HK$63,845
+HK$3,196/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,298/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,499
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,568
−HK$2,101/mo
Today · 4.125%
HK$70,669
baseline
▲ 0.50% · 4.625%
HK$74,969
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,338/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,980
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,964
−HK$2,013/mo
Today · 4.125%
HK$77,977
baseline
▲ 0.50% · 4.625%
HK$82,087
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,954/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,565 · Scale 2, in force from 26 Feb 2026)