LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,946
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,095
−HK$1,168/mo
Today · 4.125%
HK$39,263
baseline
▲ 0.50% · 4.625%
HK$41,652
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,526/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,102
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,204
−HK$1,119/mo
Today · 4.125%
HK$43,323
baseline
▲ 0.50% · 4.625%
HK$45,606
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,646/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,335
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,714
−HK$1,401/mo
Today · 4.125%
HK$47,115
baseline
▲ 0.50% · 4.625%
HK$49,982
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,230/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,322
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,645
−HK$1,342/mo
Today · 4.125%
HK$51,987
baseline
▲ 0.50% · 4.625%
HK$54,727
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,974/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,724
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,333
−HK$1,635/mo
Today · 4.125%
HK$54,968
baseline
▲ 0.50% · 4.625%
HK$58,313
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,936/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,543
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,086
−HK$1,566/mo
Today · 4.125%
HK$60,652
baseline
▲ 0.50% · 4.625%
HK$63,849
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,304/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,503
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,571
−HK$2,102/mo
Today · 4.125%
HK$70,673
baseline
▲ 0.50% · 4.625%
HK$74,973
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,346/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,984
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,968
−HK$2,013/mo
Today · 4.125%
HK$77,981
baseline
▲ 0.50% · 4.625%
HK$82,091
+HK$4,110/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,962/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,596 · Scale 2, in force from 26 Feb 2026)