LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,948
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,097
−HK$1,168/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,654
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,530/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,104
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,118/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,609
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,650/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,338
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,717
−HK$1,401/mo
Today · 4.125%
HK$47,118
baseline
▲ 0.50% · 4.625%
HK$49,985
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,236/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,325
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,648
−HK$1,342/mo
Today · 4.125%
HK$51,990
baseline
▲ 0.50% · 4.625%
HK$54,731
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,980/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,727
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,336
−HK$1,635/mo
Today · 4.125%
HK$54,971
baseline
▲ 0.50% · 4.625%
HK$58,316
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,942/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,546
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,089
−HK$1,566/mo
Today · 4.125%
HK$60,655
baseline
▲ 0.50% · 4.625%
HK$63,852
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,310/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,506
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,575
−HK$2,102/mo
Today · 4.125%
HK$70,677
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,354/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,988
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,972
−HK$2,013/mo
Today · 4.125%
HK$77,985
baseline
▲ 0.50% · 4.625%
HK$82,096
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,970/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,630 · Scale 2, in force from 26 Feb 2026)