LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,948
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,098
−HK$1,167/mo
Today · 4.125%
HK$39,265
baseline
▲ 0.50% · 4.625%
HK$41,655
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,530/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,105
−HK$2,220/mo
▼ 0.25% · 3.875%
HK$42,207
−HK$1,118/mo
Today · 4.125%
HK$43,325
baseline
▲ 0.50% · 4.625%
HK$45,609
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,650/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,338
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,717
−HK$1,401/mo
Today · 4.125%
HK$47,118
baseline
▲ 0.50% · 4.625%
HK$49,985
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,236/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,326
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,648
−HK$1,343/mo
Today · 4.125%
HK$51,991
baseline
▲ 0.50% · 4.625%
HK$54,731
+HK$2,740/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,982/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,728
−HK$3,243/mo
▼ 0.25% · 3.875%
HK$53,337
−HK$1,634/mo
Today · 4.125%
HK$54,971
baseline
▲ 0.50% · 4.625%
HK$58,316
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,942/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,547
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,090
−HK$1,566/mo
Today · 4.125%
HK$60,656
baseline
▲ 0.50% · 4.625%
HK$63,853
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,312/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,507
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,576
−HK$2,102/mo
Today · 4.125%
HK$70,678
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$4,300/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,356/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,988
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,973
−HK$2,013/mo
Today · 4.125%
HK$77,986
baseline
▲ 0.50% · 4.625%
HK$82,097
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,972/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,635 · Scale 2, in force from 26 Feb 2026)