LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,950
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,099
−HK$1,168/mo
Today · 4.125%
HK$39,267
baseline
▲ 0.50% · 4.625%
HK$41,656
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,534/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,106
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,208
−HK$1,119/mo
Today · 4.125%
HK$43,327
baseline
▲ 0.50% · 4.625%
HK$45,611
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,654/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,339
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,719
−HK$1,401/mo
Today · 4.125%
HK$47,120
baseline
▲ 0.50% · 4.625%
HK$49,987
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,240/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,327
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,650
−HK$1,342/mo
Today · 4.125%
HK$51,992
baseline
▲ 0.50% · 4.625%
HK$54,733
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,984/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,729
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,338
−HK$1,635/mo
Today · 4.125%
HK$54,973
baseline
▲ 0.50% · 4.625%
HK$58,318
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,946/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,548
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,092
−HK$1,566/mo
Today · 4.125%
HK$60,658
baseline
▲ 0.50% · 4.625%
HK$63,855
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,316/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,509
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,578
−HK$2,102/mo
Today · 4.125%
HK$70,680
baseline
▲ 0.50% · 4.625%
HK$74,981
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,360/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,991
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,975
−HK$2,013/mo
Today · 4.125%
HK$77,988
baseline
▲ 0.50% · 4.625%
HK$82,099
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,976/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,655 · Scale 2, in force from 26 Feb 2026)