LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,950
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,100
−HK$1,167/mo
Today · 4.125%
HK$39,267
baseline
▲ 0.50% · 4.625%
HK$41,657
+HK$2,390/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,534/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,107
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,209
−HK$1,119/mo
Today · 4.125%
HK$43,328
baseline
▲ 0.50% · 4.625%
HK$45,611
+HK$2,283/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,656/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,340
−HK$2,781/mo
▼ 0.25% · 3.875%
HK$45,719
−HK$1,402/mo
Today · 4.125%
HK$47,121
baseline
▲ 0.50% · 4.625%
HK$49,988
+HK$2,867/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,242/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,328
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,651
−HK$1,342/mo
Today · 4.125%
HK$51,993
baseline
▲ 0.50% · 4.625%
HK$54,734
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,986/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,730
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,339
−HK$1,635/mo
Today · 4.125%
HK$54,974
baseline
▲ 0.50% · 4.625%
HK$58,319
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,948/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,549
−HK$3,110/mo
▼ 0.25% · 3.875%
HK$59,093
−HK$1,566/mo
Today · 4.125%
HK$60,659
baseline
▲ 0.50% · 4.625%
HK$63,856
+HK$3,197/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,318/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,510
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,579
−HK$2,102/mo
Today · 4.125%
HK$70,681
baseline
▲ 0.50% · 4.625%
HK$74,982
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,362/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,992
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,976
−HK$2,014/mo
Today · 4.125%
HK$77,990
baseline
▲ 0.50% · 4.625%
HK$82,101
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,980/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,665 · Scale 2, in force from 26 Feb 2026)