LTV · monthly repayment
▼ 0.50% · 3.625%
HK$36,951
−HK$2,317/mo
▼ 0.25% · 3.875%
HK$38,100
−HK$1,168/mo
Today · 4.125%
HK$39,268
baseline
▲ 0.50% · 4.625%
HK$41,657
+HK$2,389/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$78,536/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,107
−HK$2,221/mo
▼ 0.25% · 3.875%
HK$42,210
−HK$1,118/mo
Today · 4.125%
HK$43,328
baseline
▲ 0.50% · 4.625%
HK$45,612
+HK$2,284/mo
Deposit HK$8.10M · loan HK$8.10M · min. income ≈ HK$86,656/mo (50% DSR)
Upfront cash ≈ HK$8.71M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,341
−HK$2,780/mo
▼ 0.25% · 3.875%
HK$45,720
−HK$1,401/mo
Today · 4.125%
HK$47,121
baseline
▲ 0.50% · 4.625%
HK$49,989
+HK$2,868/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$94,242/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$49,329
−HK$2,665/mo
▼ 0.25% · 3.875%
HK$50,652
−HK$1,342/mo
Today · 4.125%
HK$51,994
baseline
▲ 0.50% · 4.625%
HK$54,735
+HK$2,741/mo
Deposit HK$6.48M · loan HK$9.72M · min. income ≈ HK$103,988/mo (50% DSR)
Upfront cash ≈ HK$7.09M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,731
−HK$3,244/mo
▼ 0.25% · 3.875%
HK$53,340
−HK$1,635/mo
Today · 4.125%
HK$54,975
baseline
▲ 0.50% · 4.625%
HK$58,320
+HK$3,345/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$109,950/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$57,550
−HK$3,109/mo
▼ 0.25% · 3.875%
HK$59,094
−HK$1,565/mo
Today · 4.125%
HK$60,659
baseline
▲ 0.50% · 4.625%
HK$63,857
+HK$3,198/mo
Deposit HK$4.86M · loan HK$11.34M · min. income ≈ HK$121,318/mo (50% DSR)
Upfront cash ≈ HK$5.47M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$66,511
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,580
−HK$2,102/mo
Today · 4.125%
HK$70,682
baseline
▲ 0.50% · 4.625%
HK$74,983
+HK$4,301/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$141,364/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,993
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,978
−HK$2,013/mo
Today · 4.125%
HK$77,991
baseline
▲ 0.50% · 4.625%
HK$82,102
+HK$4,111/mo
Deposit HK$1.62M · loan HK$14.58M · min. income ≈ HK$155,982/mo (50% DSR)
Upfront cash ≈ HK$2.23M (deposit + AVD stamp duty HK$607,674 · Scale 2, in force from 26 Feb 2026)